Harleysville, Lansdale, Skippack and Collegeville real estate and homes for sale in Pennsylvania - Dale Joy, REALTOR® Dale Joy REALTOR(r) for Harleysville, Lansdale,  Skippack and Collegeville, Pennsylvania real estate - NUMBER1EXPERT™ Dale Joy NUMBER1EXPERT(tm) for Harleysville, Lansdale,  Skippack and Collegeville, Pennsylvania real estate
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Dale Joy, REALTORŪ, real estate agent and broker for Harleysville, Lansdale,  Skippack and Collegeville Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 610-584-8557.


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Mortgage Prequalification: Harleysville, Lansdale,  Skippack and Collegeville Pennsylvania home buying, real estate listings, and homes for sale in Montgomery                     County, PA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Harleysville, Lansdale, Skippack and Collegeville Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 

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Real Estate Tips
Pricing >Sellers Beware

Here is a scenario for sellers to avoid. You contact a real estate agent to list your home and the agent suggests that you might get more for your house than comparable homes on the market. The agent assures you that it only takes finding one person who is willing to pay your price!

Some agents approach a listing appointment as if they are bidding for your home. The unfortunate result is that you start out with an unrealistic opinion of your home's value. There is often a strong temptation to work with a person who says what you want to hear. An experienced, reputable real estate agent will back up their opinion of your home's value with hard data. The agent should give you information about the listing price of homes that are currently on the market, and recent selling prices of similar properties in your immediate area.

Even the most heroic marketing efforts won't work on a property that is obviously overpriced, (except in the most exaggerated of seller's markets.) Even if you find a buyer who is willing to pay more than your home is worth, the sale could fall apart when the appraisal comes in lower than the agreed-upon price. Listen to everything, but be careful!

See All Tips In The "Pricing" Category >
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Real Estate Trivia
Q 
Which metropolitan area in America currently offers the most affordable market in which to buy new homes?

A 
The housing market in Youngstown, Warren and Boardman, Ohio is currently the most affordable metro area in the U.S.
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Dale Joy, REALTORŪ, real estate agent and broker for Harleysville, Lansdale,  Skippack and Collegeville Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Dale Joy
RE/MAX 440

4092 Skippack Pike, PO Box 880
Skippack, PA. 19474
Direct: 610-584-8557
Office: 610-584-1160
Fax: 610-222-0444
Email: DaleJoy@Comcast.net

Whether you're buying your first house, building your dream house, or selling your third or fourth house-the financial and emotional investment is significant. Because every real estate transaction is different, the experience and professionalism of your realtor does make a difference. Dale Joy makes it his business to be the difference for his clients. As an inductee to the RE/MAX Hall of Fame Dale's achievements have been recognized as superior by the industry. But awards and recognition are only half of the story...over 500 satisfied clients tell the rest. Your real estate transaction deserves to be as important to your realtor as it is to you. To Dale Joy, it is.

ABREqual HousingMLSREALTOR


RE/MAX Services Inc. real estate and homes for sale in Harleysville, Lansdale,  Skippack and Collegeville Pennsylvania

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