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"I am pleased to report that I recently listed and sold my town home with Dale Joy of ReMax Services, Inc. My situation was not typical, and Dale graciously took on tasks that were outside the 'normal' selling experience. For starters, I was living in San Francisco throughout the entire sale of my house. Dale went out of his way to meet with me on my limited 'back East' schedule. He was available at a moment's notice to stop by, and when I needed to speak with him, Dale returned my calls within the hour" "Within weeks and offer came in on the house. Dale contacted me immediately and had all the necessary information for me to make my decision. Dale was careful and precise as he described the process moving forward with the offer. I had many questions, all of which were answered to my utmost satisfaction. Dale is professional and thorough. He knows this business and he executes sales with integrity." "On a personal note, Dale was a pleasure to work with. He was always upbeat and friendly while being professional and productive. I recommend Dale without reservation. He is respected in the world of real estate for obvious reasons." --Tracy Carr
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Closing or Settlement >Closing Costs
If you are in the process of buying a home, you have probably figured out how much you will need for the down payment, but don't forget about the closing costs associated with the purchase of any property. These additional costs can add up to a significant amount.
Closing costs will vary, depending upon the costs of financing your home loan and the time of the month that you close. Your real estate agent will be able to give you an estimate of all these costs, including the points on your loan, private mortgage insurance (if required), the title search, title insurance, attorneys' fees, and any transfer taxes or recording fees changed by local government agencies. There may also be property taxes, homeowners' association fees and insurance that must be prepaid.
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| Q |
What is a "jumbo mortgage"?
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| A |
The term "jumbo mortgage" currently refers to a mortgage loan in excess of $359,650, although the threshold amount may change as the market fluctuates. |
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