Read What People Are Saying About Me
I always ask my clients to write or email me, and tell me truthfully how they appreciated my service to them. Their feedback is so important! Here are a few highlights of what people are saying about me...
"He knows this business and he executes sales with integrity."--Tracy Carr
"Your reputation as the real estate leader in our community was well vested."--David and Helen Dallas
"Your extensive experience in the real estate field proved to be a tremendous asset to us."--Michele and Joe Dinan
"You're definitely a Buyer's Agent who truly cares about his clients."--Steve and Kristen Honick
"You consistently went above and beyond to market my property."--Lisa Zanko
"The name of this game is 'service' and you certainly provided that."--Suzanne Tate
"Thank you for stepping in in February after my futile attempts to sell through other agencies." --Dorothy Hartman
"We really value your advice and appreciate everything you have done."--Christa and Mark Aller
"We would recommend his services to anyone looking to sell or purchase a home!"--Dick and Cathy Agnew
"(We) would recommend you without reservation."--Jean Senger
"Dale Joy is who you want to work with if you are looking for a conscientious, experienced and proactive realtor!"--Mary DaVar
"Dale exemplifies the high level of experience others only claim to have"--Peg and Rick Carson
"Dale get things done quickly and professionally..."--Kathy Wandall
"When the time comes to sell our existing home, our first call will be to Dale. He's a winner!"--Rick and Bev Brezel
"Dale showed great patience and helped us through a difficult market,..."--a valued client
"We would definitely recommend you to anyone looking for a realtor."--Kelly (Beechwood) and Tom Masselle
"Thanks to his experience and negotiating skills, I was able to purchase my 'ideal' home."--Kathy Jacquinto
"Thanks, Dale, we are living our dream."--Bill and Saundra Kirby
"His knowledge of neighborhoods is invaluable in finding the right home in the best place to live."--Lynn Pokrifka
"Dale Joy did a wonderful job helping us find a home when we moved into the area..."--Marianne and Will Uptegraph
"Every home we looked at was a step forward and a step closer to our dream home."--A Valued Client
"I appreciated the way you took charge of everything. I had no worries....I wouldn't think of using any other agent."--Marybeth Morrell
"You're the best. Thanks!" -- Joe and Deb Jaworski
"He gave our home a lot of personal attention - and came up with a great marketing strategy."--The Mansfields
"...It all helped to get us the house we now enjoy so very much"--Marv and Hinda Frankil
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First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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| Q |
Where is the world's largest dome?
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| A |
The Louisiana Superdome, with a diameter of 680 feet, is located in New Orleans, Louisiana. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERT™ 
